# Tabby, Tamara and valU: do promo codes work with instalments? · CouponRise

> How buy-now-pay-later services handle coupons in the Gulf and Egypt.

Source: https://couponrise.com/en/learn/buy-now-pay-later/

- [Home](https://couponrise.com/en/)
- › [Saving guides](https://couponrise.com/en/learn/)
- › Tabby, Tamara and valU: do promo codes work with instalments?

Last reviewed 29 October 2026 · CouponRise review desk

Usually yes: the store applies the code first and splits the amount after the discount, though some stores charge delivery or exclude certain offers on instalment orders.

## The main services

- **Tabby and Tamara:** the most widespread in Saudi Arabia, the UAE and the rest of the Gulf.

- **valU, Sympl, Souhoola and Aman:** common in Egypt.

- **Postpay and Cashew:** in the UAE.

## What to watch

- Some stores charge delivery on instalment orders whatever the basket value.

- Returns go back to the instalment plan, often faster than a card refund.

- Don’t buy more than you need just because it can be split.

## How to know if a store takes instalments

Every CouponRise store page lists the pay-later providers per country, and you can compare them in the [stores that take instalments](https://couponrise.com/en/insights/pay-later/) table.